How to buy BTC and ETH with debit/credit card: 2018 guide


Back in the day, acquiring bitcoins with a debit or credit card used to be extremely challenging; even tech-savvy individuals experienced great difficulties with acquiring the lucrative cryptocurrency. Thankfully, a lot of reputable and trusted exchange platforms have sprung up in recent years, like Kraken, Coinbase, and CoinMama. These exchanges allow for bitcoins to easily be purchased with credit or debit cards.

Individuals will need to create a bitcoin wallet before they can utilize the full potential of bitcoin exchanges. Wallets are quite easy to make and can be stored on a phone, on a computer, online, or in a physical way, such as a piece of paper or some sort of cold storage method. The safest method for storing your bitcoin is by using a hardware wallet such as a Trezor or Ledger, read our indepth review of each to find out more.

Another thing to bare in mind when purchasing your bitcoin, is the fees that the exchange will charge yon each transaction – make sure you look at what the charges will be and compare them across the exchanges we have listed below to be sure of getting the best deal with your bitcoin purchase.

In this post we have put together a list of the most reputable online exchanges for purchasing bitcoin using your debit or credit card.


Coinbase is the globe’s largest exchange platform. Currently, the platform is fully functional in the United States, Canada, Europe, the United Kingdom, Australia, and Singapore! The platform allows users to instantly purchase bitcoins with a credit or debit card. You simply need to create an account on the platform, confirm some personal details, and log in.

Occasionally, Coinbase may prompt users to upload some form of government-issued identification – this can be in the form of Driving License, Passport etc. It is recommended to verify your account with as much ID as you can this then increase your purchase limits, allowing you to buy more bitcoin with credit or debit card. As time goes on, you will also find that your purchasing limits increase, for much larger orders ( in the thousands ) you will need to add your bank details and send a wire transfer.

Coinbase Website

Once the verification process is complete, users can navigate over to their profile and find an option to add payment methods to their account. Users can link their PayPal account, bank account, or debit/credit card. Keep in mind that purchases made directly through bank accounts take up to five days to get verified. All the cryptocurrencies purchased through Coinbase are sent directly to your Coinbase wallet. The platform doesn’t charge any fees for the use of debit cards. However, it does charge a small fee of 3.7 percent per credit card transaction.

Visit Coinbase


CoinMama is a large bitcoin brokerage that allows users to acquire coins with their debit or credit cards. The platform issues small fees for transactions. To make up for this, however, the limits for how many bitcoins a user can buy are much higher in comparison to Coinbase. Users can acquire up to $5,000 of coins per day or up to $20,000 per month. All users need to do to use CoinMama is to set up an account, log in, and navigate to the profile page section to fill in personal information.

Following this, users will be introduced to a page that allows them to select how many bitcoins they would like to purchase, and once a fitting amount has been selected, users will be allowed to add their preferred payment methods and bitcoin addresses. Users will also be required to verify their phone number and email address. CoinMama does not require most users to upload their government-issued ID. After completing the aforementioned steps and passing the verification process, users will be able to acquire bitcoins through CoinMama.

Visit CoinMama


BitPanda is a large and trusted bitcoin exchange platform based out of Austria. Its biggest drawback is that it only offers its services to residents of Europe.

The platform also allows users to acquire Ethereum. BitPanda bares the same verification processes as the other major exchanges. However, the purchase limits for credit card transactions are over $2,000 a day, with up to $75,000 per month. Other payment methods allow purchases of up to $10,000 per day or $300,000 per month. Transaction fees are also quite low, making BitPanda a great option to buy bitcoins with credit or debit cards for citizens of European countries.

Visit BitPanda

CEX.IO is one of the world’s oldest bitcoin exchanges that operates in the United States, Europe, and certain South American countries. is wildly popular and quite well trusted by the cryptocurrency community.

Trading fees on the platform are fairly low. However, the verification process is more extensive than on other exchanges. Occasionally, users may be prompted to upload a picture of themselves along with some form of government-issued ID. operates under the same principles as most other popular bitcoin exchanges.

How to buy Bitcoin and Other Cryptocurrencies for USD with a Credit Card

Finally, we’ve released a new big update allowing to accept bank cards to buy cryptos for fiat money! Any currency of any country is accepted (euros, pounds etc.) and calculated in dollars.

We’re so excited to introduce you this new cool feature in our step-by-step guide.

Wanna buy bitcoin for USD with credit card. Learn the easiest way how to do that on Changelly!

  1. First, go to the home page and select USD on the left and a crypto you want to buy on the right.

  2. Check attentively the rate and the amount you are going to get.

  3. Specify your BTC address (or any other wallet address of the crypto you want to buy).

  4. Once again, check all the payment details and go next to create a transaction. Once you created, you automatically agree with the terms.

  5. Your transaction is created. Now the most interesting part begins. Read the requirements below the button and click ‘Pay with Mastercard/Visa’. Cards processing is made by our partners Indacoin Limited, headquartered in London.

  6. Now, you’re offered to enter your bank card data. Remember that it should support 3D-security.

  7. Enter a valid phone number attached to your card.

  8. Now wait till you get a phone call. You’ll hear a digital code to enter.

  9. Now go to your online bank app and find a bank statement with a three-digit code to specify. It should look like this:

  10. If you can’t find the code for some reason, there is an option to record your voice saying ‘Indacoin verification’ and send the picture of you and your passport.

  11. Once you’ve entered the code or sent your data, wait a little until your transaction is finished.

  12. Within 5-30 minutes, you will get your money and the receipt.